My Account Terms & Conditions
These terms govern your One Capital Loans Bank online banking profile.
Eligibility
One online profile is issued per approved borrower. The loan checking account is opened solely to receive and service loan funds.
Verification
Access to funds requires completed identity and micro-deposit verification. Until verification clears, transfers and outbound payments remain on hold.
Transfers
Internal transfers require two eligible accounts. Zelle and wire services are subject to daily limits, verification status and availability.
Changes
We may update these terms; continued use of the portal after an update means you accept the revised terms.