Internet Banking

Welcome to One Capital Loans Bank

Track your loan checking account, view your balance, account and routing numbers, and manage transfers — securely, from any device. New clients can register in minutes and receive login credentials instantly.

Fixed rates: Fixed payments for the life of your loan.
Fast funding: Approved funds disbursed in as little as 45 minutes.
No prepayment fees: Pay early through affiliated banks at no cost.

Bank-grade 256-bit encryption protects every session.

Everything you need in one account

Your One Capital loan checking account gives you a full view of your borrowing — balances, statements, verification status and the tools to move funds once your identity check is complete.

Loan checking account

See your total loan balance, account number and routing number at a glance.

Transfers & Zelle

Send and receive with Zelle® or wire domestically once verification clears.

Credit cards

Apply for a One Capital credit card, or link existing debit and credit cards.

Research & activity

Search your account details and review posted transaction history anytime.

About your One Capital loan

Every approved applicant receives a dedicated loan checking account holding the full approved amount. Repayments are fixed for the life of the loan, there are no prepayment penalties, and your statement, routing number and verification status are always available inside online banking.

Funds held in a dedicated checking account under your name.
Identity and micro-deposit verification required before transfers.
Support available by email at info@onecapitalloans.com.

Need an account?

Online banking accounts are opened by One Capital Loans for approved clients. Once your loan is approved, our team creates your account and sends your username, password and checking loan account number to your registered email address.

All loans are subject to credit approval and identity verification.